📈 From ₹1 Lakh to ₹1000 Crore: Simple Ways to Raise Money for Your Business, Startup, or New Venture
📅 Date: 11-05-2025 (11 May 2025)
💼 Simple Ways to Get Money for Your Business
✍️ Post by Abhijit Patil
🌟 Why Do You Need Funding for a Business?
Every business — whether it’s a ☕ tea stall or a 💻 tech startup — needs money to run and grow.
Well-known companies like Flipkart and Nykaa also started small. But they became successful because they got the 💰 right money from the right source at the right time.
If you’re planning to start your own business, or want to grow an existing one, knowing how and where to get money is very important. 🔍
In this blog, I’ll explain the most common and simple ways to raise money for your business — in clear and easy words. No confusing terms, just practical ideas. 🧠💡
🧾 Top 9 Simple and Popular Ways to Raise Business Funds
1️⃣ Use Your Own Money (₹1 Lakh to ₹10 Lakh)
You can start your business with your own 💵 savings. Or you can ask for help from 👨👩👧👦 family or friends.
Best for: Starting small — like a 🏪 shop, 🌐 online service, or 🍱 food business.
Why it's useful:
✅ You don’t need to take a loan or pay anyone back.
✅ You don’t have to give any share of your business to others.
✅ Full freedom and no outside pressure.
2️⃣ Get a Loan from the Bank (₹5 Lakh to ₹5 Crore+)
🏦 Banks and finance companies give loans specially for businesses. You need to repay this loan in monthly installments (EMI). 💳
Best for: Small or medium businesses like 🏭 manufacturing, 🏬 retail, or 🧵 wholesale shops.
Why it's useful:
✅ You keep full control of your business.
✅ No need to share ownership.
✅ Repay over time from business income.
📌 Note: You must show documents like 📄 business plan, bank statements, GST number, etc.
3️⃣ Use Government Schemes (₹5 Lakh to ₹50 Lakh)
🇮🇳 The Indian government supports small businesses through schemes like:
📌 Mudra Loan
📌 PMEGP
📌 Startup India
📌 Stand-Up India
Best for: 👩💼 First-time entrepreneurs, 👩🔧 women, 🧵 small manufacturers, or 🏡 rural startups.
Why it's useful:
✅ Some schemes offer loans with low or no interest.
✅ Some schemes give money as grant — no need to return it.
✅ Good for people with limited savings.
💡 Tip: Visit your 🏦 bank or MSME office to ask which scheme suits you.
4️⃣ Use Crowdfunding (₹5 Lakh to ₹1 Crore)
This means asking the public 👥 to support your business idea online 💻. You post your project on websites like:
🌐 Kickstarter
🌐 Indiegogo
🌐 FuelADream (India)
Best for: 🎨 Creative products, 🌍 social causes, 📱 gadgets, 📚 books, 🧑💻 apps, etc.
Why it's useful:
✅ You don’t need to return the money.
✅ No loan or interest.
✅ It also helps promote your product 📣.
⚠️ But: You need good 📸 photos, 🎥 videos, and 📢 marketing to convince people.
5️⃣ Find Angel Investors (₹10 Lakh to ₹5 Crore)
🧑💼 Angel investors are rich individuals who invest in small startups with big potential.
They invest their personal money 💸 in exchange for a small share in your company 📊.
Best for: 💡 Tech ideas, 🔬 new inventions, and 🚀 high-growth startups.
Why it's useful:
✅ You get money + 🧠 expert advice + 🤝 business contacts.
✅ They can help your business grow faster.
📌 Note: You must be ready to share some % of your business ownership.
6️⃣ Venture Capital (₹2 Crore to ₹500 Crore+)
💼 These are big companies that invest money in fast-growing businesses. They manage money from other investors (like pension funds or corporates) and invest in startups that can grow fast 📈.
Best for: Startups that have shown some success and now want to expand quickly ⏩.
Why it's useful:
✅ You get a lot of money 💰.
✅ You get access to business networks and advisors 🧑🏫.
⚠️ But: VC firms may want to take big decisions with you, or even appoint their own team members 🏢.
7️⃣ Private Equity (₹50 Crore to ₹1000 Crore+)
🏦 Private equity firms invest in big and profitable companies that want to grow even more or go global 🌍.
Best for: Large businesses making profits and needing capital to expand, buy other companies, or go international ✈️.
Why it's useful:
✅ You get huge funds for growth 💹.
✅ They bring in professional management and global experience 🌐.
⚠️ But: You may lose a large part of your company’s control 🎛️.
8️⃣ IPO – Raise Money from Public (₹100 Crore to ₹5000 Crore+)
📈 IPO means Initial Public Offering. It is when a company sells its shares to the general public on the stock market 📊.
Best for: Established companies that are stable, trustworthy, and profitable 🏢.
Why it's useful:
✅ Raise a large amount of capital 💸.
✅ Get media attention 📰 and build public trust.
⚠️ But: You must follow SEBI rules 📜 and be fully transparent with your company’s details 🔍.
9️⃣ Sell or Merge Your Business (₹500 Crore to ₹10,000 Crore+)
🏢 Big companies often buy or partner with small businesses. This is called merger or acquisition 🤝.
Best for: Business owners looking to exit 🚪, expand quickly 🛫, or partner with larger companies.
Why it's useful:
✅ You get paid a large amount 💵.
✅ Your business can reach more people using their resources 🌐.
⚠️ But: You may no longer be the main decision maker ⚖️.
📊 How to Choose the Right Option?
Here’s a simple guide to help:
| 🏷️ Your Business Stage | 🧭 Best Way to Raise Money |
|---|---|
| Just starting | 🏠 Self-funding, 🏦 Bank loan, 🏛️ Government schemes |
| Growing slowly | 👼 Angel investors, 🌐 Crowdfunding |
| Growing fast | 💼 Venture capital, 💰 Private equity |
| Want to expand big/exit | 📈 IPO, 🔁 Merger or Acquisition |
✅ Final Thoughts
Getting funding is not only about money 💵. It’s also about getting the right kind of support 🧑🏫.
Some investors bring money. Others also bring knowledge, experience, and useful contacts 🌐.
So always ask:
❓ What is my business stage?
❓ How much control do I want to keep?
❓ Am I ready to share profit or ownership?
If your business solves a real problem and you have a good plan, money will come 💸✨.
💬 Still confused about which funding path is right for you? Message me or leave a comment — I’d love to help you out! 🤝
📢 #Tags
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